Alicia Johnson, a money savvy and independent woman, grew up in a middle-class neighborhood where her parents instilled strong values of hard work and financial responsibility. Excelling academically, she earned a scholarship at a prestigious university, majoring in Economics and Finance, followed by an MBA in Financial Planning. Now in her mid-30s, Alicia is a successful financial advisor with her own consultancy business, helping individuals and small businesses with budgeting, investment planning, and debt management. In her free time, she enjoys reading financial literature, conducting financial literacy workshops, traveling, running marathons, and hosting dinner parties.